Business insurance protects you and your business with coverage for property and liability. Most policies are customized for your needs.

Small Business Insurance

• Business property insurance
• Liability insurance
• Malpractice
• Health Insurance

Property Insurance

Business personal property includes your tables, desks, chairs and equipment. Some policies include business income coverage. What does business income cover? This coverage may reimburse you for the net income that would have been earned if fire or other covered causes of loss occur. You may also be able to get coverage for earthquake and flood damage. Depending on the location of your office, you may not be able to obtain earthquake and/or flood damage insurance.

Liability Insurance

There are many different types of liabilities to cover a business. Liability insurance may protect you from claims arising from customer bodily or personal injuries. Other items that could be covered are damage to the property of others, advertising, premises, fire, legal liability and related legal defense costs.

Professional liability Insurance (Malpractice)

Professional liability insurance protects your business against claims resulting from professional services rendered by you to your clients. This type of insurance covers you and your employees in the event that someone claims you incorrectly performed or failed to perform your professional duties. Most business policies do not include coverage for professional services. This coverage can be purchased independently.